The fundamental idea of a personal pension plan is simple. You put money into a savings fund and it hopefully grows in value. At retirement, you have several options which are usually designed to replace some (or all) of your employment income.
Protection
How much cash would your family need to maintain their current lifestyle if you die prematurely?
More InfoPension Planning
The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.
With pensions being most people’s second-largest asset, they can become a major consideration in any divorce settlement.
We all know it’s important to plan for retirement, but many of us are still not planning well, or early enough.
Personal pensions may be suitable if you are self-employed, if you are not working but can afford to put aside money for retirement, or even in addition to a company pension.
Advice Guide
A guide to investment planning.
In this guide, we aim to give you a broad
overview of how we could help you with
your investment planning. If you’d like to
learn more, then get in touch and we’ll
provide you with expert advice tailored
to your personal circumstances.
The world of investing can seem a bit
daunting, particularly if you’re new to it.
This pack is designed to demystify some
of the basics surrounding investing and give
you some insight into how it works. We’ll
talk you through your options and our four
investment principles to help you make
more of your money without taking any
more risk than you’re comfortable with.
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